Clients include property developers, commercial property investors, high net worth individuals, family offices, wholesale investors and mortgage brokers across Australia.

Loans range from $1 million to $500 million or more. Facilities are drawn from mortgage funds, private lenders, institutional investors and high net worth investor capital.

Prudential Finance lends across all Australian states and territories including NSW, VIC, QLD, WA, SA, TAS, NT and ACT, with a focus on metropolitan and major regional centres.

Prudential Finance assesses loan applications based on project fundamentals rather than rigid bank criteria, enabling faster settlements, flexible terms, no-presales construction finance and solutions for credit-impaired borrowers.

Settlement typically takes four to six weeks from engagement. Urgent short-term loans can often settle within two weeks where valuation and legal documentation permit.

All borrower structures are considered including companies, trusts, SMSFs and individuals, provided the loan purpose is business, commercial or investment. Consumer-regulated loans are not offered.

Rates vary by loan type, LVR and borrower profile. Indicative pricing starts from around 7.99 percent per annum for private property loans and 9.5 percent per annum for property development finance. Current pricing is quoted per application.

No. Prudential Finance does not hold an AFSL and does not provide financial product advice. Clients and investors are encouraged to obtain independent professional advice.

Enquiries can be directed to 1300 550 669 during business hours or emailed to Hello@pru.com.au. All enquiries are confidential and typically receive a response within one business day.